The Mortgage Industry continues to radically change and more loan options become available every year.  Here is a partial list of loan programs we offer:

• Government Loans – FHA, VA & USDA
• Conventional Loans – Conforming Limits Qualified Mortgages
• Jumbo & Super Jumbo up to $10,000,000 loan
• Conventional High Balance – $680,000
• 2nd Liens to reduce the cash to close and avoid PMI (Private Mortgage Insurance)
• Low Down payment and zero down payment for certain loan products
• Fixed 10/15/20/25/30  terms or 3/1, 5/1, 7/1 or 10/1 Adjustable Rate Mortgages (ARM)
• ITIN and Foreign National
• Credit score as low as 500
• No reserves required on some loan programs
• 90% LTV on JUMBO with no MI
• Jumbo Loans with credit scores as low as 600
• Revere Mortgages
• Bank Statement program for self employed borrowers
• Asset Depletion
• 1 day our of foreclosure or bankruptcy
• Texas Cash-Outs
• Construction – One Time Close
• Rehab loans
• Investor loans